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Determine the amount of money you need to retire. Create your own goals for a “successful retirement.” Eliminate debt and improve cash flow. Properly convert your IRA to a Roth IRA. Select the retirement plan distribution choice that is right for you. Plan your retirement income to preserve a comfortable standard of living. Transfer the risk of potential financial losses before or during retirement. Reduce or eliminate taxes, expenses, delays and legal challenges with estate planning. 

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